What we offer

We provide bridging loans, commercial mortgages and development finance secured over real estate in the United Kingdom, Ireland, Spain, the Netherlands, Germany, France, Luxembourg, Belgium and Switzerland from £500k to £25 million, for terms of six months to three years, in pound sterling and euro.

What we offer

We provide bridging loans, commercial mortgages and development finance secured over real estate in the United Kingdom, Ireland, Spain, the Netherlands, Germany, France, Luxembourg, Belgium and Switzerland from £500k to £25 million, for terms of six months to three years, in pound sterling and euro.

Our loans: bridging loans, commercial mortgages and development finance

Standard Rental Loans

Standard Rental

Up to 70% LTV

From 0.87%

£1M - £25M

Business Bridge

Business Bridge

Up to 70% LTV

From 0.87%

£1M - £25M

Heavy & Light Refurbishment

Heavy & Light Refurbishment

Up to 70% LTV

From 0.87%

£1M - £25M

Ground-up Development

Ground-up Development

Up to 70% LTV

From 0.87%

£1M - £25M

The sectors we service

Real estate investment

We provide our real estate investors with tailored solutions, which are as diverse as the opportunities and challenges that those real estate investors may come across. Our bridging loans are particularly geared towards acquisition, trading up, exits, striking new leases, establishing a track record, extending marketing periods, changing operators, and obtaining planning. We cover the entire spectrum of residential and commercial real estate.

Real estate development

We assist developers and house builders with development loans allowing for refurbishment, conversion and ground-up development. We do not limit our funding to large well-established developers but also provide finance for small family-owned house builders and first-time developers. In the residential segment, we cater for the full breadth of the market, from social housing to luxury developments, pre-sold or not. In the commercial segment, we finance a wide array of development projects, from hotels to offices, and from industrial space to logistics parks through our tailor-made commercial property development loans. 

Care

We have a well-established track-record delivering finance to the care sector. We, have provided loans for the ground-up construction of new care homes, the turn-around of existing care home groups, working capital for operating clinics, the acquisition of care homes, and the development of assisted living facilities. We have a good understanding of the unique challenges of the care sector and structure our loans around them.

Hospitability & Leisure

We offer commercial property finance solutions to pubs, restaurants, hotels, resorts and sports facilities. In the hotel sector we have financed acquisitions, upgrades, conversions, turn-arounds and ground-up developments, both for leased properties and borrower-operated businesses. In the pub and restaurant sector we have provided bridging loans for the acquisition of operating pubs, and the establishment of new bars, restaurants and clubs. Often these businesses need time to build a track record. In the resort segment, we have financed one of Europe’s pre-eminent luxury resort developments. In the sports segment, we have financed golf courses, gyms and football pitches.

Manufacturing

We have been able to finance a number of manufacturing companies by extracting equity out of property investments held by the directors and shareholders, thereby avoiding the dilutive effect of share capital raises. Bridging loans can be particular useful in the case of start-up or turn-around situations.  We have for instance provided bridging loans and commercial mortgages to a niche sports car manufacturer allowing them to develop their new car, and a specialist packaging group whilst achieving a corporate turn-around.

Logistics

As the logistics sector continues to be fast moving, we are an active international private lender in the warehouse segment, for ground-up development, upgrades, transformations and land acquisitions.

Agri-food

Whilst our mainstay is traditional farming land and facilities, our bridging loans have also been utilised in specialist segments from winemaking to the planting olive groves and Christmas trees. In the food processing industry, we have financed the equipment required to implement innovative new production processes, generally driven by the trend towards more sustainability. Whilst it is important we take security over real estate for our loans, in this segment we can also work with security over equipment and inventory.

Education

From nurseries to student housing, we have provided loans to a wide array of education-related property companies and trading businesses. We have financed acquisitions, ground-up developments, and upgrades, and provided time for track records to be established.

All across Europe

Our core markets are the United Kingdom, Ireland, Spain, the Netherlands and Germany. We have dedicated teams covering each of these countries, operating either from London, or one of our local offices such as in the Netherlands, Germany and Spain, offering locally our full range of property financing solutions consisting of bridging loans, commercial mortgages and development finance.

Outside of our core markets, we are also able to provide international bridging loans secured over properties in France, Switzerland, Belgium, Luxembourg, Sweden, Denmark, Monaco, and UK dependencies.

As an international private lender with wide geographic coverage, we are able to offer practical cross-border financing solutions for the funding needs of cross-jurisdictional enterprises and transactions.

All across Europe

Our core markets are the United Kingdom, Ireland, Spain, the Netherlands and Germany. We have dedicated teams covering each of these countries, operating either from London, or one of our local offices such as in the Netherlands, Germany and Spain, offering locally our full range of property financing solutions consisting of bridging loans, commercial mortgages and development finance.

Outside of our core markets, we are also able to provide international bridging loans secured over properties in France, Switzerland, Belgium, Luxembourg, Sweden, Denmark, Monaco, and UK dependencies.

As an international private lender with wide geographic coverage, we are able to offer practical cross-border financing solutions for the funding needs of cross-jurisdictional enterprises and transactions.